Pragmatic Play · 2021
Empty the Bank is a high volatility 5x4 video slot from Pragmatic Play. Here is how it pays, from symbol values to the bonus respin.
Empty the Bank at a glance
Stake Casino shows every figure here before you place a bet, so the numbers come first.
| What it means | Shown as |
|---|---|
| Game provider | Pragmatic Play |
| Return to player (RTP) | 96.44% / 96.48% |
| Volatility level | High |
| Grid size | 5x4 |
| Top win multiple | x10,000 |
| Top win in money | A$2,400,000 |
| Release date | 01/07/2021 |
A 5x4 grid holds the Money theme of Empty the Bank, a Pragmatic Play video slot. Crown, Jewel sack, Gold bar, Cash bundle, Coins and the A, K, Q and J cards are the symbols, and a win needs only 2 matching symbols to start. The main mechanic is the respin. 3 BONUS symbols on reels 1, 3 and 5 open a round with MONEY symbols on the grid.
Up to 6x7, the grid grows during the respin, as DRILL, HAMMER and LADDER symbols add space. Growing Reels, Hold and Spin, Money Collect and Multiplier give the round its shape. Any special symbol hit resets the respins to 3, and ALARM sets them to 4. The round ends when the respins reach 0 or the grid fills with special symbols.
Mid-round look
After this, you will have seen the bonus and win screens before the first spin.
One bonus mode
It settles how the respin starts, how many respins you get and how the round ends.
3+ BONUS symbols on reels 1, 3 and 5 start the respin on a 4x5 grid with 3 MONEY symbols and 3 respins. Any special symbol resets the respins to 3 and ALARM sets them to 4. DRILL, HAMMER and LADDER can grow the grid up to 6x7.
Base game spinsCollected MONEY values
Empty the Bank round
The most common worry is not knowing where your bet goes before the first spin.
A$0.20 is the lowest bet and A$240 the highest, so you set a stake your budget can carry. Every payout in the Respin round scales with that total bet.
2 matching symbols are the fewest that pay on this 5x4 grid, so a win can form from a short run.
The 5x4 grid carries Growing Reels, Hold and Spin, Money Collect and Multiplier as its named features. Read each name before the first spin so the screen makes sense.
3 or more BONUS symbols on reels 1, 3 and 5 start the round. It opens on a 4x5 grid with 3 MONEY symbols at the trigger positions and 3 respins.
1800 858 858 is the National Gambling Helpline, so call it whenever play stops feeling fun. Set your limit before the first spin, not during the round.
80 times the bet buys the Respin Round, which is A$400 at the top example bet of A$5.
| Buy option | Bet multiple | RTP |
|---|---|---|
| Buy Respin Round | x80 · A$400 | – |
A$100 staked is the base for every RTP figure here: over time, the game returns that share of each stake. The version we run is shown in the game rules.
| Version | RTP | Provider default |
|---|---|---|
| Variant 1 | 96.48% | Yes |
| Variant 2 | 96.44% | No |
Empty the Bank symbols
The payouts below are in A$ at a A$0.20 bet, and the more symbols you land, the more they pay.
| Icon name | 2+ | 3+ | 4+ | 5+ |
|---|---|---|---|---|
 Crown | A$0.05 | A$0.50 | A$1 | A$4 |
 Money bag | – | A$0.40 | A$1 | A$2 |
 Gold bar | – | A$0.40 | A$0.80 | A$1 |
 Banknote bundle | – | A$0.20 | A$0.60 | A$1 |
 Coins | – | A$0.20 | A$0.60 | A$0.80 |
 A | – | A$0.10 | A$0.20 | A$0.60 |
 K | – | A$0.10 | A$0.20 | A$0.60 |
 Q | – | A$0.05 | A$0.10 | A$0.40 |
 J | – | A$0.05 | A$0.10 | A$0.40 |
Three or more BONUS symbols on reels 1, 3 and 5 start the Empty the Bank Respin, and how often that happens is not known in advance. One session can end with no bonus at all or with a long run of them. The result is random whatever the RTP version, because the RTP is a long-run average, not a forecast for your next hour of play.
Two RTP versions exist for Empty the Bank, and only the game rules show which one is live. Until you open the game rules, the RTP table on this page compares two versions and does not tell you which one you are playing. Check the rules before you read any RTP figure as your own return.
10,000 times your bet is the top of Empty the Bank's maximum win, a ceiling that nobody can count on reaching in any session. The cap scales with the stake, so the money value grows with the bet you choose. Reaching it depends on luck, and nothing you do in advance can plan for it.
5x4 grid, no money
Most people hesitate over losing money before they understand how a round works.
The lowest bet is A$0.20, and the demo needs no money and pays nothing. The real game needs a Stake Casino account and players aged 18 or older.
Play nowGame picks
You will know which other slots this site reviews and how each one differs from Empty the Bank.
Fast facts
After this, you will know the bets, the maximum win and what volatility means for your budget.
Players can stake from A$0.20 to A$240 per spin on Empty the Bank. The example bets on this page are A$0.20, A$2 and A$5, and the paytable is set at A$0.20. The A$240 top bet gives the largest possible win in money.
You can start at the lowest bet of A$0.20 and read the paytable before raising the stake. Empty the Bank is a video slot with a 5x4 grid, so every spin uses the bet you pick.
The maximum win on Empty the Bank is x10,000 your bet. At the A$5 example bet that means A$50,000, and at the A$240 top bet it reaches A$2,400,000. The money grows with the bet, so a higher stake raises the ceiling.
This slot has high volatility, so results swing widely. Quiet stretches can be followed by much larger payouts, and nobody can predict when one will land. Set your bet and budget with that swing in mind.
You must be 18+ to play. Get help from the National Gambling Helpline on 1800 858 858, or join BetStop, the national self-exclusion register.
Decide on a session budget before the first spin, and treat that amount as money you have already spent.
Pick the moment you will stop before you start, and keep to it after a win too. A big win is no signal to keep spinning.
Set deposit and loss limits in your account before you play, so the caps apply before your money runs out.
When Empty the Bank stops being fun, take a break or self-exclude. Stepping away is always available, and a pause costs you nothing.
Senior editor, former gaming compliance reviewer
I check every payment method against its stated limits, from the A$9 minimum deposit to the A$39,700 maximum withdrawal, and I keep the BetStop and helpline details current.
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